LOLSBA
Exposing SBA Fraud & Helping Borrowers Fight Back
The SBA promised emergency relief. Millions got a 30-year debt trap instead. While fraudsters stole billions and walked free, legitimate borrowers face aggressive collections, Treasury offset, and bureaucratic nightmares. We're here to expose the dysfunction and give you the tools to fight back.
Breaking News
We Got a Letter From George. We're Publishing Every Word Because the SBA Needs to Hear This.
Ohio small business owner and Army veteran describes how the SBA seized his tax refund while he was current on EIDL payments, spent $6,000 in legal fees for zero answers, and watched his son skip college. The angriest letter we've ever received.
Father-Son Fraud Dynasty Stole $11.5M in PPP Through 120 Fake Applications: Dad Gets 10 Years, Son Gets 8
Creed and Joshua White of Pennsylvania submitted 120 fraudulent PPP/EIDL applications for 18 dormant businesses. Joshua blew his $175K PPP loan on a Vegas trip. Combined 22 years in prison.
Family Gets 3 Years for Stealing $2.5M in PPP, But a Cop Who Faked a Business Gets His Record Wiped Clean
Samer Kammo sentenced to 36 months for $2.5M PPP fraud while corrections deputy Bartholomew Ilenikhena gets second-chance probation and a clean record for the same crime.
Resources & Tools
FREE LOAN CALCULATOR
Find out if your SBA EIDL loan qualifies for forgiveness, hardship accommodation, or reduced payments. Updated for 2026.
EIDL Collections Guide
Complete guide to what happens when you can't pay. Treasury offset, wage garnishment, hardship programs, and your legal options.
Free Tools
FOIA request generator, EIDL debt calculator, Treasury offset estimator, and letter templates for hardship and reconsideration.
FAQ
Answers to the 20+ most common questions about EIDL, PPP, collections, fraud investigations, and FOIA requests.
Fraud Prosecution Tracker
Searchable database of 3,096+ fraud cases. See who's getting charged, for how much, and where.
SBA Explained
Understand the SBA's programs, how they work (and don't work), and why the pandemic relief turned into a disaster.
Horror Stories
Real stories from real borrowers. The bureaucratic nightmares, contradictory guidance, and aggressive collections tactics.
SBA Problems By State
Have an SBA Horror Story?
Your experience matters. Share your story to help others understand they're not alone, and to build the case for reform.